- Selecting and Contracting Service Providers
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A comprehensive written contract between a community association and each of its service providers should include many components. Each of these key provisions are necessary to clarify the agreed upon terms...
- Using Grocery Coupons Effectively to Save Money
- Learning how to use coupons effectively can save your family hundreds of dollars each year.
- 6 Steps To Create An HOA Board Resolution
- Create, write and approve a new HOA board resolution using these six steps
- The Great Debate: Should We Reserve for Siding?
- Siding upkeep and whether it should be part of the Capital Reserve Fund
- Creating Harmony In Your Community
- Find ways to educate and encourage members, and at the same time protect and preserve their physical assets
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- Constitution of the United States
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The foundation of our American Government, its purpose and form and structure are found in the Constitution of the United States. The Constitution, written in 1787, is the "supreme law of the land" because no...
- Credit Card Versus Debit Card. Which Is Better?
- Credit cards and debit cards each have advantages. Which one you use depends on your cash flow and making that monthly payment.
- Do You Need Gap Car Insurance?
- If you are leasing a vehicle or have little equity in your car then gap car insurance could potentially save you thousands of do
- Debt Collection: Understand Your Rights
- Understand the rights granted to you under the Fair Debt Collection Practices Act.
- Stimulus, Recovery Act - California Funding and Jobs
- How California's estimated $85 billion in federal economic stimulus will fund various state sectors and create jobs.
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- What are Health Savings Accounts (HSAs)?
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Health Savings Accounts (HSAs) were created by Public Law 108-173, the "Medicare Prescription Drug, Improvement and Modernization Act of 2003," signed into law by President Bush on December 8, 2003. Health...
- Halloween Safety Tips
- Tips can protect children who plan to go trick-or-treating this Halloween.
- Lower Your FHA Loan Payments
- If you have an FHA loan, a new loan modification program can help you lower your monthly payments.
- First Time Home Buyer and Other Home Loan Programs - Pennsylvania
- The Pennsylvania Housing Finance Agency (PHFA) offers home loans with low interest rates and fees.
- The NSA's PRISM Surveillance Program Explained
- Technically PRISM is not a program, it's an internal government computer system used by a multitude of government agencies.
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- Alabama - The Heart of Dixie
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Capital City: Montgomery Nickname: Heart of Dixie / Cotton State Motto: Audemus Jura Nostra Defendere(We Dare Defend Our Rights) Statehood: December 14, 1819 (22nd) Origin of State's Name: Means "tribal...
- Oregon - The Beaver State
- Spanish sailors in search of a northwest passage were the first Europeans to see what is known today as Oregon.
- Michigan - The Great Lakes State
- Michigan has an unusual geography, as it consists of two land masses--the Upper Peninsula and the mitten-shaped Lower Peninsula.
- Minnesota - The Land of 10,000 Lakes
- Its name comes from the Dakota (Sioux) word for the Minnesota River's "sky-tinted waters."
- Massachusetts - The Bay State
- The birthplace of many of the ideals of the American Revolution, Massachusetts attracted people who believed in self-government.
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